important check-list items
FOR LATER LIFE MOVERS
Written By Lynn Shank, Certified Senior Advisor, A+ Longevity Management
How exciting! You are beginning a new phase of your life in
a new place! You’ve sold the house, scheduled the movers,
notified the utility company, and stopped the newspaper, set
up a final grooming appointment for the dog, picked up
change of address packets from the post office. . . now what
else is there?
65 PLUS INSURANCE IS DIFFERENT: If you or your family mem-
ber is 65plus and retired or getting ready to turn 65 and are
no longer working, understanding how your relocation will
impact your health insurance is an important detail that needs
to be added to your list. If you receive retiree benefits from
your own or a spouse’s former employer, the human resources
department at the company or the health plan representatives
should be able to help you with details about how that cover-
age will transition to your new location. If you have an inde-
pendent plan that works with your Medicare benefit, there may
be a deadline for notifying the company and securing a new
plan if necessary after you move. For details you can call 1-
800- MEDICARE or go to the Medicare website at
www.medicare.gov and search for “What happens when I
move out of my Advantage plan service area?” for details.
DON’T FORGET TO NOTIFY SOCIAL SECURITY AND MEDICARE:
A couple of other important items on your list are changing your
address and deposit information with Social Security and Medicare,
and any companies with whom you have automatic bank drafts -
that you will be closing accounts and setting up new accounts in your
new location. You may want to leave your current accounts open
until you have had time to receive confirmation that the change has
been received and processed or you receive your first payment into
or drafts out of the new account. Talk to your bank about how they
can help you with your automatic deposits and draft changes.
YOU DON’T HAVE TO DO THIS ALONE! There are relocation
and professional move management specialists as well as realtors with special training and a professional focus on later life
resources - you don’t have to do this on your own! Go to
www.apluslongevity.com for more information and assistance
with later life issues and transitions.
