YOU NEED ONE?
Whether you’re a current homeowner or looking to purchase a home, there are many reasons to buy a home warranty. The most
obvious is to protect your investment. Without a home warranty, you’re going to have to come out of pocket every time you
need to repair or replace your home’s systems or appliances, and depending on the age of your home, could really eat into
your monthly budget.
FIVE FACTORS TO CONSIDER WHEN CHOOSING A HOME WARRANTY.
1. Do you really need one?
The answer to this is up to you. Do you want to
protect your home from the cost of unexpected
repairs and replacements? Do you want to pay a
small deductible or do you want to cover the entire
repair cost from your pocket? If you’re looking to
keep your costs as low as possible, you should
probably choose a home warranty.
2. What does it cover?
Most home warranties have pages of fine print and
exclusions, so you need to make sure you read it all
thoroughly before you choose. Warranty companies
are expecting you not to read the fine print, so they
include all kinds of terms, conditions and additional
costs instead of telling you about them up front.
If you’re looking for an easy-to-understand home
warranty that tells you in one page exactly what your
warranty covers, you should choose Allied Home
Warranty. Allied has a simple one-page contract.
There’s no fine print, hidden fees or complicated
your home warranty. The average is about $60, but some
companies charge more.
5. How is the company’s customer service?
You want to choose a company that has a good customer
service team. Otherwise you may find it difficult to get
your warranty request serviced. One way to test a
company’s customer service is to call in and ask questions. See what your experience is like overall before
making a decision.
By keeping this list of important deciding factors in mind
when you choose a home warranty, you’ll be able to make
the best possible decision for your home.
3. Are you selling your home soon?
If you are, a home warranty can be a great incentive for a buyer who’s on the fence. Offering a
warranty with the sale of your home helps ease a
potential buyer’s mind, making him feel better
about his purchase.
4. What is the deductible?
It’s important to know how much money is going to
come out of your pocket if/when you do need to use